The disability rate among Canadians ages 45-64 is 16.7%. This rate dramatically increases with age, with 40% of those over 64 and 53% of those over 75 experiencing a disability. 1
Nine in 10 Canadians (90%) have at least one risk factor for heart disease or stroke. 2
Life is full of the unexpected, and an unexpected disability can interrupt even the best-laid financial plans.
A disability can require major lifestyle changes and present serious financial challenges if you are not prepared. Transamerica’s Waiver of Planned Premiums Rider and Living Benefits are two features available through our universal life plans that help ensure that you are prepared. These features add flexibility into your policy and provide peace of mind for you and your family.
Talk to your financial advisor about a Transamerica universal life plan.
1 SCOR Global Life, 2010.
2 Canadian Heart Health Strategy-Action Plan Steering Committee. Building a Heart Healthy Canada. Released February 2009.
Use this interactive tool to learn how much protection you need at every stage of life.
Combine term and/or universal life insurance from Transamerica for flexibility, competitive rates and great value.
Use life insurance products as a solution to many of life’s financial concerns.
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